--- title: "Top Up Your Wallet in Rubles — Antarctic Wallet" description: "Top up Antarctic Wallet in rubles through your banking app: from 100 RUB, a 0% top-up fee, and funds credited in USD. Instructions, limits, and terms." url: "https://antarcticwallet.com/en/product/card-top-up" updated: "2026-10-27" --- # Top up Antarctic Wallet in rubles ## Top up Antarctic Wallet in rubles Transfer rubles from your banking app to top up your wallet balance in USD. You will see the exchange rate and estimated amount to be credited before paying. - [Top up wallet](https://app.antarcticwallet.com/) Available from the Extended verification level. ## Ruble top-ups with clear terms - **0% top-up fee** — Antarctic Wallet does not charge a fee for topping up your wallet using this method. - **From 100 RUB per transaction** — Enter the amount in rubles. Your remaining limit is shown on the top-up screen. - **See the rate and amount before paying** — See how many rubles to transfer and how much will be credited to your balance in USD. The estimated amount may change due to exchange rate fluctuations. - **Pay through your banking app** — Select your bank on the payment page and confirm the payment from your own bank account. ## How to top up Antarctic Wallet in rubles 1. **Open the top-up service** — In Services, select “Top up with fiat”. 2. **Enter the amount** — Enter the amount in rubles in the “You give” field. Check the exchange rate, estimated amount in USD, and available limit. 3. **Review the transaction details** — Your full name and phone number must match your account details. Review the terms and proceed to payment. 4. **Confirm the payment in your banking app** — Select your bank on the payment page. Confirm the payment in your banking app and return to Antarctic Wallet. 5. **Check your balance** — Once your bank confirms the payment, the funds will be credited to your balance in USD. The top-up confirmation screen will show the final amount, exchange rate, and transaction details. ## Have questions? Find the answers here. ### Do I need verification to top up? Yes. Top-ups are available from the Extended verification level. If you have Basic verification, the app will prompt you to upgrade before paying. ### What is the top-up fee? Antarctic Wallet charges a 0% top-up fee. Rubles are converted to USD at the transaction’s exchange rate. A separate fee applies if a payment is refunded because the payer’s details do not match: 5% of the payment amount. ### What limits apply? The minimum top-up amount is 100 RUB. The maximum depends on your verification level and the available provider. The following limits apply when using Antarctic Wallet as the provider: - **Extended verification:** up to 100,000 RUB per transaction and 200,000 RUB per month. - **Advanced verification:** up to 250,000 RUB per transaction and 1,000,000 RUB per month. With Antarctic VIP enabled, an additional limit of up to 3,000,000 RUB per month and 250,000 RUB per transaction is available. The provider is selected automatically based on availability and your remaining limits. You can check the available amount on the top-up screen. ### When do limits reset, and what counts towards them? Monthly limits reset on the first day of each month. When using Antarctic Wallet as the provider, the monthly limit is shared across top-ups and purchases made by QR code, payment link, or Antarctic Card. These purchases reduce the amount available for top-ups through this provider. ### Why might the amount credited to my balance be different? Before payment, the app shows an estimated amount in USD. Due to exchange rate fluctuations, the final amount may differ by 0.5%. The actual amount credited and the exchange rate will appear in the completed transaction’s details. ### Can I top up my wallet from someone else’s bank account? No. The payer’s full name and phone number must match the details of the verified Antarctic Wallet account. If the details do not match, the payment will be cancelled and the funds refunded minus a 5% fee. ### When will the funds reach my balance? The funds are credited after your bank confirms the payment. Until confirmation is received, the transaction is shown as pending. If the money has already been debited, do not pay again. Check the transaction status. If the funds have not arrived, contact support and provide the transaction ID. ### What should I do if my banking app does not open? Return to the payment page and try selecting another bank where you have an account in your own name. If you have already paid, wait for confirmation. You do not need to pay again. ### What should I do if my top-up is declined? Check the reason on the transaction screen. If the payer’s details do not match, the funds are refunded minus a 5% fee. If the payment was declined for another reason and no money was debited, try creating a new transaction. If the money was debited, contact support first. ### Why are top-ups temporarily unavailable? The service may be unavailable if providers are temporarily not accepting payments. Try again later. Provider availability and your remaining limits are shown in the app. Couldn’t find your answer? Contact Antarctic Wallet support. If your question concerns a payment, include the transaction ID from its details. [Contact support](https://t.me/Antarcticwalletsupport_bot) ## Discover everything Antarctic Wallet has to offer Choose how to access your wallet on your device - [AppStore](https://apps.apple.com/us/app/antarctic-wallet/id6755539152) - [GooglePlay](https://play.google.com/store/apps/details?id=com.antarcticwallet.wallet&pli=1) - [MiniApp](https://app.antarcticwallet.com/welcome) - [Download APK for Android](https://github.com/antarctic-tech/android-app/releases/latest/download/antarctic-wallet.apk) ## Additional information - **24/7 support** — Our users’ questions are a priority. We answer them around the clock, every day. [Contact us](https://t.me/Antarcticwalletsupport_bot) - **User reviews** — We work hard for our community and listen closely to what our users have to say. [Read reviews](https://t.me/+HfQLvXIGA9E3ZGFi)