---
title: "Top Up Alipay with USDT | Antarctic Wallet"
description: "Exchange USDT in Antarctic Wallet and receive CNY in Alipay at the market rate. Transfer by phone number with a fixed 0.5 USDT fee. Basic KYC is required."
url: "https://antarcticwallet.com/en/product/alipay-usdt"
updated: "2026-10-29"
---

# Alipay Top-Up with USDT

## Top up Alipay from your USDT balance

Exchange USDT through Antarctic Wallet and receive CNY in your Alipay account at the market rate.

## Better value and simpler than third-party exchangers

- **Market rate** — The rate updates in real time, so you can see the current amount you’ll receive in CNY before confirming the transaction.
- **Simple transfer by phone number** — Enter the phone number linked to the recipient’s Alipay account, check the details and confirm the transaction.
- **Fixed fee – 0,5 USDT** — The top-up fee is just 0,5 USDT – no complex calculations or hidden conditions.
- **Pay from your Antarctic Wallet balance** — No need to spend time searching for trusted exchangers or arranging the transfer manually.

## Top up Alipay with Antarctic Wallet – it’s simple

1. **Get the Antarctic Wallet app and complete verification** — Basic KYC is required to top up Alipay.
2. **Tap Services → Alipay Top Up** — In the bottom menu of the app.
3. **Enter the amount in USDT and the recipient details** — Enter the recipient’s name and the phone number linked to their Alipay account.
4. **Check the rate and fee, then confirm the transfer** — Before confirming, you’ll see the exchange rate, the 0,5 USDT fee and the amount the recipient will receive in CNY.
5. **Done! Your Alipay top-up is on the way** — Once confirmed, the transaction will be sent for processing. The average processing time is around 70 minutes.

## Got questions? Find the answers here

### Is KYC required to top up AliPay?

Yes, you need to complete basic KYC in Antarctic Wallet to top up AliPay.

### What is the top-up fee?

The fee is fixed at 0,5 USDT per transaction.

### How long does it take to receive the funds?

The average processing time is around 70 minutes.

### What exchange rate is used?

The market rate is used and updated in real time. The final amount in CNY may differ slightly from the estimated amount.

### What details are required for the transfer?

You need to provide the phone number linked to the AliPay account and the recipient’s details.

### What happens if I enter the wrong phone number?

An incorrect phone number may cause a delay or loss of funds, so make sure to check the details carefully before confirming the transfer.

### What are the transfer limits?

Minimum amount: 20 USDT
Maximum amount: 3,000 USDT

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## More Features

- **24/7 support** — Your questions come first. Our support team is available around the clock, every day. [Contact support](https://t.me/Antarcticwalletsupport_bot)
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